Supreme Court Rules Biden Administration Must Face False Debt Reporting Lawsuits

The U.S. Supreme Court on Thursday rejected an attempt by the Biden administration to avoid a lawsuit stemming from false debt reporting, with the landmark ruling opening the door for consumers to sue federal agencies. In a unanimous 9-0 decision on Feb. 8, the Supreme Court ruled that the federal government is not immune from lawsuits brought under the Fair Credit Reporting Act (FCRA), a law that lets consumers sue creditors for failing to fix false credit information that the consumer has requested be corrected. The ruling stems from a lawsuit brought under the FCRA by Reginald Kirtz, a Pennsylvania man whose credit score was damaged when the U.S. Department of Agriculture’s (USDA) Rural Housing Service wrongly stated on his credit report that some of his loans were overdue....